Helping people to a new beginning

"Taking them by the hand, they helped them up ...
they became strong ... and began to walk"
Acts 3:7,8 (para)

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Testimonials

"Marina [tutor] is relentlessly positive and inciteful, with a wicked sense of humour. She brings out the best in people, and encourages them to find and appreciate their strengths," Taking the First Step Client, Sept 18

"Gave moral support when needed. Gave me confidence.” Budget Client. Nov, 2018.

"Our needs and expectations have perfectly been met.” Budget Client. Nov, 2018.

"Helped to 'unravel my cloud' and communicated well” Budget Client. Nov, 2018.

"We were offered cuppas and made to feel like we can get through this time.” Budget Client. July, 2018.

"Excellent service, thank you” Budget Client. May, 2018.

"I’ve been able to get on top of my bills. My Financial Mentor showed me a lot about how to do it all myself. " Budget Client. March, 2018.

"Set me on my financial goals. Let me know what my financial situation was. Relaxing atmosphere, coffee and C/Box was great. Didn't expect so much help" Budget Client. February, 2018.

"Helped us sort out our budget, get on track and follow our budget. My financial mentor was brilliant” Budget Client. March, 2018.

"I was given options on different choices I could make. Given time to digest my options allowed me to make the right choices to fix my situation” Budget Client. January, 2018.

"My financial mentor, she was wonderful, kind, caring and attentive and she helped me get “Back on Track” Budget Client. December, 2017.

How much do you know?

Step 1 of 9

11%

How much meat, poultry and fish does the average NZ adult man eat per week?*
- 1 Kg
- 2 Kgs
- 1.3 Kgs
- 900 grammes

1.3 kgs. Portion control is really important when monitoring your spending. We often eat more protein than we think we need. Having few meat-free meals a week, such as pizza or pasta, can be good for your budget and healthy for you too!

What would be the cost of groceries for an average NZ Family (mum, dad, 2 kids aged 5 - 10 years old)*
- $150
- $299.10
- $249.30
- $193.50

$249.30 according to Otago Food Survey (published 2015) They suggest $68 (man); $58 (woman); $51 (each per child); $21.10 for non food items (e.g. toilet paper etc.) Some might think this is too steep.

What % of your power bill goes on water heating?*
- 15%
- 30%
- 47%
- 55%

A massive 30% goes on water heating. 29% on space heating. 8% Lighting. 7% Cooking. 11% Refrigeration and 15% other appliances. (Source: www.powerswitch.org.nz) Check out www.energywise.govt.nz or www.powerswitch,org.nz,

How hot is too hot? What temperature should the hot water temperature be at the cylinder?*
- 55 degrees C
- 52 degrees C
- 57 degrees C
- 60 degrees C

The optimum temperature at the cylinder is 60 degrees C. Any hotter and you're literally pouring money down the drain. Too cold and harmful bacteria will grow. Too hot and it may scald you. Click here for Energywise water safety tips

Thank you for completing our quiz. Would you like to learn more about budgeting tools or employment skills? If so, please submit your details below.
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I am interested in getting the following please:
- Budgeting Help
- 'Taking the First Step' - confidence and employment course for women over 20.

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